The Ripple wallet contains private keys and public addresses and gives you full access to your funds. If you want to learn more about cryptocurrency wallets, check this detailed guide. Atomic is a desktop and mobile wallet, available for all major OS: Windows, macOS, Linux, Android, and iOS. Ripple XRP Paper Wallet beta. Ripple XRP Paper Wallet. Secure and easy way to generate a cold wallet. The hot/warm/cold model balance security and convenience.
I think just like me you also would be surprised:
As to how Ripple cryptocurrency has got so much traction…
But let me be honest:
I too don’t know the reason but I think it is because of its cheap cost and huge supply.
But whatever one may say this banking crypto has maintained its #2 position on CMC for almost a year now and I know it’s very ironic that banking crypto has done so.
Ironic because cryptocurrencies like Bitcoin or Litecoin came as an alternative to traditional banking.
But let me stop here and save that discussion for sometime else.
Coming back to the original topic of today where I am going to share a comprehensive list of best wallets for storing Ripple (XRP) coin.
Top Ripple (XRP) Wallets of 2020
So let’s get in and see these wallets to store your Ripple (XRP) Coins safely one by one:
#1. Ledger Nano X [Recommended Ripple Wallet]
Want a hardware wallet to store your Ripple coins for the long term and the flexibility to access them on mobile?
Try Ledger Nano X by Ledger SAS- a France based company expert in making security solutions for digital assets like Ripple.
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It is a multi-currency HD wallet that supports more than 1000 cryptocurrencies and tokens including Ripple coin. So if you are a holder of XRP coin this is the best XRP coin wallet you can get right now.
Ledger Nano X is Bluetooth enabled with a battery that’s why it is easily usable with iOS and Android devices without any OTG or USB.
PS: Always buy Ledger Nano X from this official website, purchases made through other sources such as Amazon have been reported faulty resulting in compromising of user’s funds.
Plus you get the Ledger Live app to control and manage your funds on the desktop but you need not worry as your private keys are always on the device.
Lastly, the device looks very stylish with an improved design and UI as compared with Ledger Nano S, which is the precursor of the Nano X device.
#2. Ledger Nano S (Hardware Wallet)
Developed by a France based start-up, Ledger Nano S is one of the world’s most popular hardware wallet to safely store your cryptocurrencies.
It is a small flash drive like device that comes with an OLED screen which helps in transaction authorization on the device and it is an HD wallet.
PS: Always buy Ledger Nano S from this official website, purchases made through other sources such as Amazon have been reported faulty resulting in compromising of user’s funds.
When you setup Ledger Nano for the first time you will get your 12 to 24-words long seed which is very important to keep your funds safely.
If you lose these seed words now one can help you retrieve any of your funds from the Ledger Nano S. So if you have a significant amount of Ripple cryptocurrency, you should no think twice in getting yourself a Ledger Nano S device.
Ledger Nano S is now available in 6 colors and it will cost you around $100 to safeguard your hundreds of cryptocurrencies on it.
#3. CoolWallet S(Hardware Wallet)
CoolWallet S is also a multi-currency hardware wallet designed specifically for a modern world.
It is a small credit/debit card like device with a small digital screen on it. You can use this wallet in conjunction with your iOS or Android mobile wallets and still be assured of the security of your funds.
You can also use this wallet with Bluetooth/WiFi/NFC and can store Bitcoin, Ethereum, Litecoin, XRP, Bitcoin Cash, and ERC20 Tokens on it.
And like the Ledger Nano S wallet, when you set up your CoolWallet S you will get your 12, 18, 24- words long seed that you need to safeguard always to be in control of your funds.
#4. Toast Wallet (Mobile & Desktop Wallet)
Toast wallet is another reliable name that you need to take while talking about XRP wallets.
Toast wallet provides both mobile and desktop wallets for various types of users to store their Ripple cryptocurrency.
Also, it a free to use open-source XRP Wallet for iOS, Android, Windows, Mac, and Linux. And the developers believe that they have created a cross-platform XRP wallet that’s simple enough for your grandma but safe enough for a Swiss banker.
Moreover, control your funds here and no secret or private key ever leave out of your device because everything is designed in a non-custodial way.
Lastly, it is a Ripple-only wallet that shows the developers are razor-focused on developing their product for one cryptocurrency i.e XRP.
#5. Edge Wallet (Mobile Wallet)
Looking for something even simpler than Toast wallet?
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Well, we have got your back here.
Edge wallet is a popular multi-currency wallet that has been here since 2014 and is developed by experienced developers of the Aitbitz wallet.
Airbitz is another reliable Bitcoin wallet but its successor is Edge wallet with an improved UI and security.
With Edge, you need not even save your seed as you can just get started by setting up a strong username and password which always remains encrypted on your device.
Edge crypto wallet currently supports BTC, BCH, LTC, QTUM, DASH, XRP, etc.
Another recommendation from our end while using the Edge wallet is to use their Biometric TouchID and FaceID login for an enhanced level of security.
Edge wallet is available for both iOS and Android devices.
Ripple Desktop Wallet Download Macromedia#6. Ethos Wallet (Mobile Wallet)
Ethos wallet is one of my favorite mobile wallets and if you have multiple currencies then this one of the best wallets to use.
It is also well known as the world’s most advanced universal wallet to store 100+ cryptocurrencies & ERC20 tokens including Ripple.
Moreover, with Ethos SmartKey, you get the best security of a non-custodial wallet and its UI is just too good to understand by yourself.
SmartKeys are a bit different from the private keys but gives you full control of your wallet and is much like the seed.
And it gets better:
With Ethos wallet, you can use the WatchFolio feature that helps you keep a watch on many other cryptocurrencies that you have saved elsewhere.
Lastly, the good thing:
Ethos wallet is available for both iOS and Android devices.
#7. Abra Wallet (Mobile Wallet)
Another free to use Mobile wallet for XRP is Abra wallet.
Abra wallet is a multi-currency HD wallet where you can store and manage more than 10 cryptocurrencies including Ripple.
Plus using the Abra app you can invest in 28 cryptocurrencies as they have their inbuilt crypto exchange and still control your funds because it is a non-custodial wallet.
Being a non-custodial wallet you get access to your unique recovery phrase/seed and thus you always control your funds.
Abra wallet is available as of now for both iOS and Android devices.
#8. Exarpy (Web Wallet)
Exarpy wallet is for those who want another reliable web wallet for XRP.
It is a non-custodial, fast, and secure way to handle your XRP funds but remember that this is a warm-wallet so you should not hold a significant amount of Ripple in it.
Another important thing before choosing this wallet:
Exarpy is not a free wallet and it charges a flat service fee of 0.025 XRP per transaction (for transferring and importing). This fee includes the Ripple network transaction cost.
Lastly, you can make as many XRP wallets you want because there is no fee for making those wallets. (20 XRP deposit is a must though). Also, this is a pure web version, so you can access your wallet from any browser or any device very easily.
#9. Cryptonator (Mobile & Web Wallet)
I know some of you might not like the headache of holding your private keys or seed.
Download simplyburns mac os x. So for such users, there is Cryptonator wallet
Cryptonator is free to use hot-wallet or I should rather say non-custodial wallet where you don’t control your keys or seed.
However, it doesn’t mean that you should just ignore this wallet because there are other 2-FA authentications in place to give you security.
With Cryptonator you can hold more than 10 cryptocurrencies including Ripple and you can exchange Ripple for other cryptocurrencies in the app itself.
Cryptonator has an Android app as well as a web version of its platform available for you.
#10. Wirex (Mobile & Web Wallet)
Wirex is another custodial wallet solution to hold your XRP coins.
Using Wirex mobile and web apps one can securely store, receive, and send four cryptocurrencies (Bitcoin, Litecoin, Ethereum, XRP).
But here you don’t control your seed or private keys but you 3-D Secure protection for all online transactions from unauthenticated payments.
It is also one of the very few UK based crypto-fiance companies regulated by the financial authority of Europe and it gives your crypto-cash-backs also when you spend from their app.
You also get their iOS and Android mobile apps for using the Wirex platform which is currently available in 5 languages-English, Spanish, French, Japanese and Russian.
With Wirex you get these wallets:
#11. Ripple Paper Wallet
Expert in paper wallets?
Well, then you can use Ripple paper wallets but paper wallets need a lot more caution from the users’ end because it is just a piece of paper with private keys on it.
Anyone with this paper wallet can take away your funds instantly but if you keep paper wallets safely, it is a good & cheap way to store your ripple coins.
But hardware wallets are superior to paper wallets. Of course, hardware wallets come with a cost but they are worth having to enhance your security as they are reliable cold storage for your cryptos.
So if you are looking for a reliable option then you should not look further than Ledger Nano S but if you still want paper wallets here is the link:
Over to You
Ripple has a much-matured infrastructure than other cryptocurrencies and for some unknown reason, it has garnered interest from investors.
And because of that there are many free and paid Ripple wallets where you can store your Ripple coins.
Last but not least I have made this list of Ripple wallets after extensive research of suggested Ripple wallets on Reddit. So feel free to use and download these Ripple wallets anytime.
Do share this post and leave us with comments below, if you liked this post or want us to add any more XRP wallet in this list or if you have any suggestions for us at The Money Mongers.
Contents
Last updated August 7, 2020
The most important mistake new cryptocurrency users make is leaving money on an exchange.
Why?
If an exchange gets hacked, you will lose money. The wallets below will let you take your coins into your own hands and have true control over your XRP or other cryptocurrency.
Our Top PicksBest for SecurityLedger Nano XSecure storage for any cryptocurrencyLearn More
The Ledger Nano X is the newest crypto hardware wallet, and is very easy to use. It connects to iOS, Android & desktop computers.
Best for MobileToastEasy to use iOS & Android appVisit Website
Toast is very easy to use and friendly for new XRP users. It supports Ripple (XRP) only.
Best for DesktopToastSimple desktop wallet for XRP coinVisit Website
Toast also works on desktop. It's easy to use and setup for new XRP users to send and receive XRP.
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Chapter 1Best Ripple (XRP) WalletsDesktop Wallet - 10 Best Desktop Wallets In 2020 [Updated]
Let's dive into some of the wallets we recommend for storing XRP
Read each entry carefully to find out which is best for your uses.
TREZOR and Ledger Nano X are the two best hardware wallets for cryptocurrency. Unfortunately, right now, only the Nano X supports storing XRP.
The Nano X is made by Ledger, a Bitcoin security company based in France. They have been creating cryptocurrency hardware wallets since 2014.
Who should get a Nano X?
If you are buying XRP that you plan to hold for a while, then the Ledger Nano X is probably the easiest way to securely store your XRP for a long period of time.
When digital currency is stored on online computers, it can easily be obtained by malware or hackers. The Nano X stores your XRP offline and away from hackers or malware. The Nano X stores your private keys which control your XRP in its secure offline environment.
One other benefit of the Ledger Nano X is that it supports more coins and cryptos than any other hardware wallet.
Putting Ripple on Ledger
Here is a good video on how to move XRP tokens onto your Ledger device:
Best Ripple Android Wallets
Toast Wallet is the best available Ripple wallet for Android. It’s completely open source and you can find the source code on Github.
Toast Wallet makes it easy to send, receive and store XRP on your Android phone.
You can check the Toast Wallet website for more info.
Best Ripple iOS Wallets
Like Android, Toast Wallet is the best available wallet for XRP on iOS.
Its source code is also open source.
Best Ripple Desktop Wallets
Toast Wallet is also available on desktop for Mac, Windows and Linux. You can download the application from the Toast Wallet website.
Toast Wallet Review (Desktop)
Toast wallet is fairly simple to use. We’ll walk you through how to setup the desktop app and start receiving Ripple.
Before you start, just note that Toast is okay to use for small amounts but larger amounts of XRP should be securely stored on a hardware wallet like the Ledger Nano S.
Toast is only a Ripple wallet and does not support other coins.
Here is out to start setting up Toast:
Once downloaded, you’ll be asked to agree to the terms and conditions of the wallet:
You’ll then be asked to set a pin code and confirm on the next page. This is so if someone has access to your computer it will be hard for them to see your balance or access your wallet.
Then you’ll have to set a passphrase to encrypt your wallet:
Next you’ll receive your recovery phrase:
Toast will ask you to make a small donation to help fund their wallet development. It’s optional, so you can click “Not at this time” if you do not want to donate:
Next, hit “Add account” to create your first Ripple address:
Click “Generate new address”, since you’ll be creating your first Ripple address:
You can now see your first address and give it a label to help remember what the address was used for. Note, you’ll have to hold at least 20 XRP in any address in order to send. This is put pin place by Ripple in order to prevent spam.
Next you’ll be asked to make a backup of your wallet, make sure to keep it in a safe place:
You’ll be shown the backup of your wallet:
You can now see that my example wallet ‘Toast Review’ shows up after clicking the home button at the bottom.
Once I click on the wallet it will show me the receiving address. Once you get to this page it’s easy to send your XRP address to anyone and start receiving XRP!
Atomic Wallet
Atomic Wallet is a multi-crypto desktop wallet. It supports Ripple, Litecoin, Bitcoin and many other coins.
Ripple Wallet Comparison
Ripple Paper Wallet
We did some research and the only Ripple paper wallet generator we found was ripplepaperwallet.com.
There is a glaring issue with this site:
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It does not display its source code on the website.
This is very dangerous because it could mean the website is just generating wallets that it stores the private keys to. This means that at any point in the future the site could steal the Ripple sent to wallets generated by the site.
At this point in time, it’s best to stay away from this wallet.
Gatehub for Ripple
Gatehub is often recommended as one of the best ways to store Ripple online.
However, there are a few issues with the Gatehub wallet.
The main issue with Gatehub is that it is a web wallet. Web wallets are less secure than hardware wallets, and even less secure than desktop wallets or mobile wallets.
Best Wallet For Ripple
Blockchain.info is the most popular Bitcoin web wallet. The amount of bugs and loss of funds with this wallet are too many to count. And Gatehub users are likely to run into the same issues that blockchain.info users ran into.
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Chapter 2How to Add XRP to Your Ripple Wallet
Now that you have chosen a wallet, let's transfer some XRP into it.
In this brief walkthrough, we will show you how to add funds to your Ripple wallet
For you to add funds to your Ripple Wallet, you will need to find an exchange to buy Ripple (XRP) from, then transfer it to your Wallet. Many XRP Wallets have exchanges native to them (as seen above), however, these exchanges generally charge very high fees for the convenience, so it’s generally better to use a dedicated exchange, like Kraken or Coinmama.
You’ll need to choose an exchange that services your country and/or state. You can find a full list of exchanges sorted by country and preffered payment method on our exchange finder or you can see the most popular exchanges below:
After you have bought your crypto, you’ll need to send it to your ripple wallet. Chapter 3XRP Wallet Frequently Asked Questions
Many of you may still have lots of questions about XRP wallets and how to keep your Monero secure.
Odds are we have answered almost any question you could think of below.
Is it safe to store Ripple on an iPhone or Android phone?
It is probably fine for short periods, but if you are serious about securing your XRP then it is worth it to pick up a hardware wallet.
Is there a Ripple web wallet?Ripple Desktop Wallet Download Mac Os
Gatehub is often recommended as a Ripple web wallet. However, since many Bitcoin users have lost money when using web wallets, we’re not going to cover that wallet here.
What is Ripple’s actual name?
Ripple recently changed its branding. It used to be known as Ripple but now only goes by XRP. The ticker still stayed the same as $XRP.
When will TREZOR support Ripple?
TREZOR has not announced any plans to support Ripple. However, since a lot of Ripple users are buying Ledger wallets, it seems almost certain that TREZOR will be forced to add support for Ripple soon.
Why do I need 20 XRP minimum in my wallet?Ripple Desktop Wallet Download
Ripple added the 20 XRP minimum in order to prevent network spam. This ensures that in order to transact on the network a wallet must have this 20 XRP balance. Ripple’s cryptographer, David Schwartz, explains here:
Unlike a bitcoin receiving address, a funded Ripple wallet is a real thing on the ledger that has properties. This has advantages and disadvantages, but one of the disadvantages is that there’s a cost associated with having one. To cover the costs imposed on the network, the XRP Ledger has a “base reserve” that is XRP that is not spendable or transferrable. You can use the reserve to pay transaction fees and, if the reserve drops, you can transfer out XRP to the new reserve level.
Why Can’t I Just Use my Exchange as a Wallet?
This is a big NO!
When you use an exchange as a wallet, you leave open a wide range of ways to lose your money.
Your account can get hacked very easily especially if you don’t have a strong password or 2-factor authentication.
The exchange itself could also get hacked. Let’s say an exchange holds $100,000,000 worth of cryptocurrency and gets hacked. The hacker runs away with $10,000,000; 10% of the exchange’s money.
Then the most likely case is that you as a user will have 10% of your balance removed. The exchange is very likely to pass on its loss to you.
Storing your coins on a wallet you control eliminates this risk for you.
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